Journal | Doctor Schell The Profit Doctor

The earth is flat. Unclosed loan value?

https://loan-vision.com/resources/blog/the-earth-is-flat-our-industry-values-unclosed-loans-more-than-closed-loans/ By Andy Greer, CPA...

In the 1983 movie Trading Places, Louis Winthrope (Aykroyd) and Billy Ray Valentine (Murphy) attempt to “get rich quick” while at the...

By Dr. Andy Schell, The skills of a successful Leader are known based on decades of research. Great leaders have a common set of skills...

By Dr. Andy Schell, The skills of a successful Leader are known based on decades of research. Great leaders have a common set of skills...

By Dr. Andy Schell, The skills of a successful Leader are known based on decades of research. Great leaders have a common set of skills...

Creating a Leader is a known process that can be replicated.

Best Efforts and TBA-MBS short protect IRLC Historically, TBA-MBS increases gain by 30bp to 60bp depending on market and product When...

Servicing is one of the most profitable and complex areas of mortgage activity

Culture is formed from the behavior among employees. Mortgage lenders frequently accept unhealthy behavior in favor of volume.

Selecting a loan origination system (LOS) is a 5-year decision that should be based on a system gap analysis.

A Broker that has a mini-corr loan may have created an escrow funds regulatory violation.

Understanding the Blackbox of Margin Preservation When rates go up, the value of the pipeline and warehouse goes down. The reason there...

A CFO knows that mortgage lenders are exposed to interest rate risk. A CFO knows that as rates rise, the gain on sale falls and the...

Nobody knows everything, so, it's ok to ask for help to accomplish specialized tasks. Watch the Video of Dr. Schell explaining this...

A compliance management system's (CMS) purpose is to ensure all federal consumer financial protection laws are followed.

The goal of Dr. Schell's MBS Financial Services is to improve the bottom-line results for our clients, so they achieve sustainable...

A mortgage broker may want to become a mortgage banker. Dr. Schell and the MBS team created a resource that might help you assess your...

Each mortgage lender is a mortgage factory that is subject to a long list of regulatory requirements. Every mortgage application that is...

Accounting is complicated, and the mortgage lending process is complicated, which means that mortgage accounting is complicated. In many...

Although this article was originally released at the end of 2020 to address the tremendous market volatility during 2020, the principles...

Every mortgage lender experiences market risk. The interest rate environment is continuously moving up and down. Each rate movement impact

Leader, Manager, and Coach A discussion of leadership is often over-analyzed and misunderstood.

Market risk is a reality in any mortgage banking operation resulting from fluctuations in interest rates. Fluctuations in interest rates...