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Dr. Andy Schell, Ph.D. - The Profit DoctorTM

How to Hire an Advisor
Nobody knows everything, so, it's ok to ask for help to accomplish specialized tasks. Watch the Video of Dr. Schell explaining this...
CFPB CMS Requirement -
A compliance management system's (CMS) purpose is to ensure all federal consumer financial protection laws are followed.
Predictable Profitability
The goal of Dr. Schell's MBS Financial Services is to improve the bottom-line results for our clients, so they achieve sustainable...
Growth Steps of a Mortgage Banker
A mortgage broker may want to become a mortgage banker. Dr. Schell and the MBS team created a resource that might help you assess your...
Functions of a Mortgage Bank
Each mortgage lender is a mortgage factory that is subject to a long list of regulatory requirements. Every mortgage application that is...
Mortgage Accounting Basics
Accounting is complicated, and the mortgage lending process is complicated, which means that mortgage accounting is complicated. In many...
IRLC Supplement 12-31-20
Although this article was originally released at the end of 2020 to address the tremendous market volatility during 2020, the principles...
How to Design a Strategic Plan
By Dr. Andy Schell, CPA All Rights Reserved, © Copyright 2021 OUTLINE What is Strategy? Why have a Strategy? Strategic Plan Components...
Hedging, Fair Value, & the IRLC
Every mortgage lender experiences market risk.
The interest rate environment is continuously moving up and down. Each rate movement impact
Does Leadership Create Success?
Leader, Manager, and Coach
A discussion of leadership is often over-analyzed and misunderstood.
Mortgage Pipeline Hedging
Market risk is a reality in any mortgage banking operation resulting from fluctuations in interest rates. Fluctuations in interest rates...
Strategic Plan Summary
A strategic plan includes a company's Vision & Mission statement, Objectives, and Implementation plan.
People Mgmt -- Topic List
Contact Dr. Schell to explore any of the following topics. Improving Communication Leadership Personality Alignment Leadership and...
Mtg Accounting Topic List
Mortgage Accounting is a highly complex and often underestimated process. See Dr. Schell's overview of Mortgage Accounting at this link....
Business Mgmt Topic List
Business Management is related to Leadership and Management Contact Dr. Schell to discuss any of the following topics. Resolving...
Financial Mgmt Topic List
Financial Management is related to Cash flow, accounting, profitability, and business valuation.
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