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Dr. Andy Schell, Ph.D. - The Profit DoctorTM

Helping Originators Communicate to both B2C and B2B
Most MLOs communicate with Realtors and Applicants, requiring proficiency in business-to-business dialogue and business-to-consumer...
Helping CEO's deliver a Strategic Communication Message
To communicate a strategic message about the company's vision and mission to employees effectively, a CEO should focus on clarity,...
Helping Accountants Communicate with the CEO
When communicating complex financial information to a CEO, accountants can improve their effectiveness by simplifying their approach....
Unlocking Mortgage Accounting Excellence with MBS
At Mortgage Banking Solutions, we pride ourselves on being the trusted experts in mortgage accounting, providing comprehensive services...
Mortgage Bankers' Best Practices for Building Client Relationships
Success isn't just about closing deals; it's about cultivating lasting relationships built on trust, transparency, and mutual respect....
Maximizing Profit Margins
In the intricate world of Mortgage Banking, achieving robust profit margins isn’t just a goal; it’s a strategic endeavor that demands a...
Compliance and Risk Management for Mortgage Bankers
The importance of robust compliance and risk management cannot be overstated in the world of mortgage banking, where each transaction...
Strategies for Mortgage Bankers: Navigating Today’s Market
The mortgage industry is a bustling ecosystem that is constantly shifting and evolving in response to economic fluctuations, regulatory...
The CEO’s Guide to Success in Mortgage Lending
CEOs are more than mere figureheads in the vast expanse of the Mortgage Banking industry; they are captains steering their ships through...
Zombie Mortgage 2 - The Purge
A Warning to Mortgage Company Owners The Zombie mortgage company has a liquidity and capital crisis. For year-end 2023, the Zombie...
The Growing Repurchase Concern
Mortgage industry experts are concerned about loan repurchases among independent mortgage banks as mortgage originations have declined....
Beware of ERC Free Money
Some say "desperate times call for desperate measures." But the Employee Retention Credit (ERC) promoted widely on social media may not...
CPA CPE Policies
Schell Advisory Services, LLC Dr. Schell, Ph.D., CPA PO Box 91175, Austin, TX 78709 CPE Course Delivery and Content Management Policies...


Why do my rates suck?
I hear Originators ask: Why do my rates suck? - in comparison to other Lenders that suck less. To answer this question, We'll simplify...
Zombie Mortgage – Dead Man Walking
A warning to Mortgage Company Branch Managers... Zombie mortgage company has a liquidity crisis limiting the funding of new loans because...


Outsourced Accounting
ONLINE - CFO & Accounting Services The MBS Mortgage Accountants are experts in mortgage accounting. Dr. Schell, PhD, CPA, CMB, who is...
Social Media Marketing
Content design and posting frequency matter!! When it comes to marketing your mortgage business online, the conversation of social media...
Fannie Identified How Borrowers can Pay Less for a Mortgage
Fannie Mae recently released a study of borrower and lender behavior spanning from 2017 to 2019. Spoiler alert - borrowers who shop and...
Social Skill
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Empathy - Leader EQ
Research has identified five components of Emotional Intelligence. These elements include: Self-Awareness - the ability to recognize and...
Intrinsic Motivation - Leader EQ
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Self-Regulation - Leader EQ
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Self-Awareness - Leader EQ
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Emotional Intelligence (EQ) at Work
Research has identified that all effective and successful leaders share certain common characteristics: They all have a high degree of...
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