top of page
Journal: Blog2
  • Dr. Andy Schell, Ph.D., DBA, CPA, CMB

Federal Requirements for Mortgage Lending

Every mortgage originator, mortgage lender, and mortgage servicer must understand these and other federal requirements.


The following list identifies how the CFPB examines compliance with all of these federal requirements. A description of the act is included in the exam procedure.


Equal Credit Opportunity Act (ECOA) Download PDF


Real Estate Settlement Procedures Act (RESPA) Download PDF


Truth in Lending Act (TILA) Download PDF


TILA-RESPA integrated disclosures (TRID) Link to CFPB Page


Home Mortgage Disclosure Act (HMDA) Download PDF


Fair Debt Collection Practices Act (FDCPA) Download PDF


Homeowners Protection Act (HPA or PMI Cancellation Act) Download PDF


Fair Credit Reporting Act (FCRA) Download PDF


Privacy of Consumer Financial Information - Gramm-Leach-Bliley Act (GLBA) Download PDF


Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act Download PDF


Unfair, Deceptive or Abusive Acts or Practices (UDAAPs) Download PDF


About Dr. Schell:

Dr. Andy Schell, Ph.D., DBA, MSML, MBA, CPA/CFF, CMB


Dr. Schell is CEO, Managing Partner, and Co-Founder of Mortgage Banking Solutions and the Founder of MBS Financial Services ("MBS"), based in Austin, Texas. Dr. Schell is known for his ability to turn "vision into reality" and "chaos into order" as he finds creative solutions to the challenges his clients face addressing Revenue Stability, Technology Enhancement, Financial Management, and Workflow Efficiency.


He has 4 decades of experience as a strategist directing the activity of both small and large groups of employees including mortgage lending activity at Bank of America. His leadership knowledge extends from his hands-on experience and his academic training in his MBA, his master's degree in leadership, and his doctoral work to examine employee dynamics given leader stimulus.


To find out more information on MBS Services, please click HERE


Find more information at

DoctorSchell@MBS-Team.com ; (512) 501-2812;

Doctor Schell the Profit Doctor

Recent Posts

See All

CFPB CMS Requirement -

A compliance management system's (CMS) purpose is to ensure all federal consumer financial protection laws are followed.

Comentarios


bottom of page