Doctor Andy Schell

The Profit DoctorTM

Blog Posts

Dr. Schell's eBook of Strategy is here

Listen to Dr. Schell describe the eBook on LykkenOnLending.com

Dr. Schell Provides Advisory Services to Mortgage Lenders.

Dr. Andy Schell, DBA (Ph.D.), MSML, MBA, CPA/CFF, CMB

Plus 4 decades of executive experience creating national companies.

VISION AND ENTHUSIASM

Leadership
Strategy
Structure
Culture

MEASUREMENT AND CONTROL

Decision Making
Financial
Technology
Efficiency

GROWTH AND INNOVATION

Marketing Plan
Sales Structure
Intrapreneurship - "internal creation"
Cross-Functional Teams

ADAPTABILITY AND CHANGE

Inertia Disrupters
Communication Design
Leader/Member Exchange
Active Listening & Participation

SWOT DIAGONISTIC ASSESSMENT

We'll Measure your Current Snap-Shop of Capability

STRATEGIC OBJECTIVE FORMATION & TASKS

We'll Create & Implement your Objectives & Tasks

OPERATIONAL EFFICIENCY

Do More With Less

WHY HIRE A DOCTOR

A Doctorate includes a Ph.D., a DDS, and an M.D.

Business Complexity Requires Advanced Solutions

TECHNOLOGY MANAGEMENT

Make IT Work for You

FINANCIAL EDUCATION

Learn to Design Your Financial Future

LEADERSHIP

Creating Followership

CULTURE

Do As I Do

GROWTH, CHANGE, AND ADAPTABILITY

Change Must Be Managed

DIAGNOSTIC PROCESS

Find It to Fix It

ADDITIONAL AVAILABLE SERVICES

The Guidance You Need

STRATEGIC PLANNING

&

Ask about a strategic planning session

with Dr. Schell

&

ADVISORY BOARD OF DIRECTORS

Creating Leaders - Step 2: Business Planning

Creating Leaders - Step 3: Emotional Intelligence

Creating Leaders - Step 4: Critical Think and Decision Theory

Creating Leaders - Step 7: The Coach

Creating a Leader is a known process that can be replicated.

10 Steps to Launch Hedging

Best Efforts and TBA-MBS short protect IRLC Historically, TBA-MBS increases gain by 30bp to 60bp depending on market and product When...

About Mortgage Servicing

Servicing is one of the most profitable and complex areas of mortgage activity

The Culture Time Bomb

Culture is formed from the behavior among employees. Mortgage lenders frequently accept unhealthy behavior in favor of volume.

How to Select a LOS

Selecting a loan origination system (LOS) is a 5-year decision that should be based on a system gap analysis.

The Mini-Corr's Fallacy

A Broker that has a mini-corr loan may have created an escrow funds regulatory violation.

CEO's Guide to Hedging

Understanding the Blackbox of Margin Preservation When rates go up, the value of the pipeline and warehouse goes down. The reason there...

CFO's Guide to Hedging

A CFO knows that mortgage lenders are exposed to interest rate risk. A CFO knows that as rates rise, the gain on sale falls and the...

How to Hire an Advisor

Nobody knows everything, so, it's ok to ask for help to accomplish specialized tasks. The key is knowing how to select a qualified...

CFPB CMS Requirement

A compliance management system's (CMS) purpose is to ensure all federal consumer financial protection laws are followed.

Predictable Profitability

The goal of Dr. Schell's MBS Financial Services is to improve the bottom-line results for our clients, so they achieve sustainable...

Growth Steps of a Mortgage Banker

A mortgage broker may want to become a mortgage banker. Dr. Schell and the MBS team created a resource that might help you assess your...

Functions of a Mortgage Bank

Each mortgage lender is a mortgage factory that is subject to a long list of regulatory requirements. Every mortgage application that is...

Mortgage Accounting Basics

Accounting is complicated, and the mortgage lending process is complicated, which means that mortgage accounting is complicated. In many...

IRLC Supplement 12-31-20

Dr. Andy Schell’s Mortgage Accounting White Paper Series IRLC Fair Value 2021 Supplement to Hedging, Fair Value, Market Value, and the...

How to Design a Strategic Plan

Hedging, Fair Value, & the IRLC

Every mortgage lender experiences market risk. The interest rate environment is continuously moving up and down. Each rate movement impact

Does Leadership create Success?

Leader, Manager, and Coach A discussion of leadership is often over-analyzed and misunderstood.

Mortgage Pipeline Hedging

Market risk is a reality in any mortgage banking operation resulting from fluctuations in interest rates. Fluctuations in interest rates...

Strategic Plan Summary

A strategic plan includes a company's Vision & Mission statement, Objectives, and Implementation plan.

People Mgmt -- Topic List

Contact Dr. Schell to explore any of the following topics. Improving Communication Leadership Personality Alignment Leadership and...

EDUCATION & BLOG POSTS

Dr Andy Schell, DBA (Ph.D.), MSML, MBA, CPA/CFF, CMB

CONTACT US?

Please provide as much information as possible.

DoctorSchell@MBS-Team.com

DrSchellCPA & DrAndyCMB

When hiring a mortgage lending advisor to build a mortgage company, a Client should hire an experienced professional that has created and managed a mortgage operation, has helped others create or expand a mortgage operation, has a CMB, and an MBA, plus the ability to understand the Client's unique circumstance and communicate solution options effectively to the Client as the minimum standard.