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Dr. Andy Schell, Ph.D. - The Profit DoctorTM

The Growing Repurchase Concern
Mortgage industry experts are concerned about loan repurchases among independent mortgage banks as mortgage originations have declined....
Beware of ERC Free Money
Some say "desperate times call for desperate measures." But the Employee Retention Credit (ERC) promoted widely on social media may not...
CPA CPE Policies
Schell Advisory Services, LLC Dr. Schell, Ph.D., CPA PO Box 91175, Austin, TX 78709 CPE Course Delivery and Content Management Policies...


Why do my rates suck?
I hear Originators ask: Why do my rates suck? - in comparison to other Lenders that suck less. To answer this question, We'll simplify...
Zombie Mortgage – Dead Man Walking
A warning to Mortgage Company Branch Managers... Zombie mortgage company has a liquidity crisis limiting the funding of new loans because...


Outsourced Accounting
ONLINE - CFO & Accounting Services The MBS Mortgage Accountants are experts in mortgage accounting. Dr. Schell, PhD, CPA, CMB, who is...
Social Media Marketing
Content design and posting frequency matter!! When it comes to marketing your mortgage business online, the conversation of social media...
Fannie Identified How Borrowers can Pay Less for a Mortgage
Fannie Mae recently released a study of borrower and lender behavior spanning from 2017 to 2019. Spoiler alert - borrowers who shop and...
Social Skill
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Empathy - Leader EQ
Research has identified five components of Emotional Intelligence. These elements include: Self-Awareness - the ability to recognize and...
Intrinsic Motivation - Leader EQ
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Self-Regulation - Leader EQ
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Self-Awareness - Leader EQ
Research has identified five components of Emotional intelligence. These elements include: Self-Awareness - the ability to recognize and...
Emotional Intelligence (EQ) at Work
Research has identified that all effective and successful leaders share certain common characteristics: They all have a high degree of...


Personality Type and Behavior - Big 5
Everyone has a personality type. Everyone's personality type impacts their behavior. The Big 5 personality type assessment helps to put...
The Psychology of Leadership
Strategy vs Culture If an organization has a well-defined strategy that includes a detailed vision, mission, values, self-assessment...
Leadership Styles
Leader, Manager, and Coach Discussions of leadership are often over-analyzed and misunderstood. In academic circles, the term "leader"...
Leadership Defined
Leadership is the process by which an executive may direct, guide and influence the behavior and work effort of their staff to accomplish...
Strategic Communication
Strategic communication, in its simplest form, identifies the matter by which the elements of the strategic plan are communicated to...
Strategic Plan - Unified Components
The Strategic Plan components including values, vision, mission, SWOT, business plan, objectives, and change management are discussed
Strategy Overview
Strategy is the map to the destination. Strategy identifies a company's future, the resources and capabilities required to deliver a...
Federal Requirements for Mortgage Lending
Federal regulations dictate mortgage lending activities.
The SWOT Diagnostic Process
A SWOT analysis is a strategic management technique used to identify a firm's capabilities.
Every Executive's Development Path
Dr. Schell teaches CEOs how to be successful by implementing all of these essential skills.
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